Born in Italy in 1971, Renato Lot began his finance career at Banca Mediolanum and later served as a Private Banker at Cassa di Risparmio di Udine e Pordenone (now Intesa San Paolo). From 2001he was Sales Manager at Clerical Medical Investment Group (Lloyds Group), and then, from 2007, he has been with Generali PanEurope Ltd (now Utmost PanEurope DAC), focusing on personalized private insurance solutions and developing partnerships with Italian clients.
In 2013, he expanded his consultancy, Life&Wealth, to include insurance brokerage services, enhancing the range of offerings for Italian and foreign insurance firms as well as final clients. After Life&Wealth was acquired by Firstance in 2020, he became a Partner and now oversees brokerage activities and contributing as a trainer and author in the field of life insurance