WE PROTECT YOUR WEALTH WE VALUE YOUR FUTURE FIRSTANCE
FIRSTANCE GLOBAL SOLUTIONS

We are the first European Leader in PPLI, providing ULI solutions. We transfer wealth to the next generations of clients

A ULI is a type of life insurance policy that combines an insurance protection component with an investment, designed for those seeking both protection and long-term capital growth. The unique feature of ULIs is that the value of the policy is linked to different types of investments clients may choose. The investments are managed by the insurer.

INSURANCE
PROTECTION

ULI provides life coverage for the insured. In the event of death, beneficiaries receive either the insured amount or the policy’s accumulated savings, whichever is higher

RISK AND
RETURN

The policyholder assumes the investment risk, meaning the policy’s value may fluctuate based on market performance

INVESTMENT
OPPORTUNITY

Premiums paid are invested according to the client’s choice, based on standard asset types available

FLEXIBILITY

ULIs offer a highly flexible structure, allowing adjustments to key components during the policy term, including protection levels, policyholder details, premium payment terms, and beneficiary designations

INVESTMENT TYPES

ULIs can be linked to a wide range of investments, including corporate and government bonds, indices like the S&P 500 and Hang Seng, and more, depending on the specific product

TAX ADVANTAGES

In many countries, investment returns within a ULI may benefit from tax advantages. Additionally, amounts transferred to beneficiaries may be exempt from inheritance tax or receive preferential tax treatment

WEALTH PLANNING TOOL

ULI serves as a powerful wealth planning tool, offering immediate insurance protection from day one while ensuring an efficient wealth transfer strategy for future generations

GLOBAL ACCESS

ULI solutions are designed for international clients, providing life insurance and investment opportunities regardless of their country of residence. These policies offer a globally recognized structure, ensuring security and stability across jurisdictions

ASSET PROTECTION

ULI policies can offer a level of protection against creditors, legal claims, or political and economic instability, depending on the jurisdiction. By placing assets within a life insurance structure, policyholders can enhance financial security and safeguard wealth for future generations

OUR ULI TEAM

Stefan Bischofberger

Advisor to the Board & Sales Director

Firstance Global Solutions Sàrl
19A, Rue de la Croix d’Or
Ch-1204 Geneva
Switzerland 
Phone : +41 22 810 84 52
Email : info-switzerland@firstance.com

WE PROTECT YOUR WEALTH,
WE VALUE YOUR FUTURE

We are the first European leader in PPLI, providing ULI solutions. We transfer wealth to the next generation of clients